Rob Naugher

The Rob Naugher State Farm Agency has proudly served the Columbus, Mississippi, area since 2009. As a long-time resident, I am dedicated to using my 31 years of State Farm experience to provide exceptional service to my neighbors. We offer Auto, Home, and Life Insurance, among other services, to help protect what matters most to you. Our team is committed to serving Columbus, Lowndes County, and all across Mississippi. We are also licensed to serve Alabama residents as well. With our extensive experience and knowledge, we strive to meet your insurance needs with personalized support and guidance. Please call, text, email or just stop by our office so we can access your current needs and make sure you and your family have the proper coverage in place to protect you when you need it most. We look forward to the opportunity to earn your business.

Outside the office, I enjoy watching sports, volunteering, and hunting. I take pride in being actively involved as a board member of the Salvation Army and a volunteer at Loaves and Fishes. I have been married to Lisa for 28 years, and we have two wonderful children, Trey and Ella Kathryn, who are both pursuing their education at the University of Mississippi. Our family also includes two dogs, Cooper and Lilly Bell, and a cat named Ollie.

As we approach these hot summer months, I thought it would be interesting to review how insurance and summer can be related. Some the ways they are related are through themes of renewal, risk management, and seasonal considerations. Here are some key points explaining the relationship:

• Increased Travel and Auto Exposures: Summer is a popular time for vacations and road trips, leading to more vehicles on the road.

• Homeowners Insurance and Weather Risks: Summer can bring severe weather such as thunderstorms, hail, wildfires, and hurricanes in certain regions. These weather events can cause property damage and it's important to be prepared in case there are weather risks in your area.

• Water-Related Accidents and Liability Insurance: With activities like swimming, boating, and other water sports more common in summer, there can be an increase in accidents and injuries. Be careful on the water and make sure you are always aware of your surroundings. Wear life jackets when it's necessary.

• Health and Travel Insurance: People often engage in outdoor activities or travel abroad during summer, sometimes leading to accidents, injuries, or health issues.

Overall, while insurance and summer may not have a direct connection, there are several practical intersections where seasonal changes impact insurance needs and considerations. Please review your existing policies and consult with an insurance agent to ensure you have the appropriate coverage for your needs.

Hope everyone has a great summer with family and friends!!! Get outside and take advantage of these warmer temperatures. Enjoy this time of the year and make some incredible memories.